I'm approaching retirement...
Now is the time to get ready

Useful areas

We can help when retirement's on the horizon

As you approach your retirement, we are here to help. This section tells you about your State Pension and how to go about claiming it. We will tell you how you can review your finances, so you have a good idea of the money you will have to live on in retirement.

We will also tell you about the extra government support you could get if you should need it, like Pension Credit.

You don't have to stop working to claim your State Pension, or you can choose to put off claiming your State Pension to get more extra State Pension when you finally claim or the choice of a one off taxable lump sum payment, but you do need to understand all of your options. We want to point you in the right direction so you can make sure you have all the information you need.

Follow the links on the left hand side of the page to find out more.

Get a forecast

Want to know how much State Pension you are likely to receive? If you are four months or more away from State Pension age, you can find out with a State Pension Forecast.

You can also read our general guide to how much State Pension you may get.

Get the most out of later life

The Government has put together a guide and website to point you in the right direction for help and advice available through Government and voluntary organisations.

Are you over 50? has information and contact details for community and voluntary organisations, training opportunities and health and fitness advice.

Trace an old pension

If you want to trace an old pension, you can contact the Pension Tracing Service. They will usually be able to find the details for you.

Work-related injuries

If you have been disabled by an accident at work, or have a disease or deafness caused by a job you have done, you may be able to claim Industrial Injuries Disablement Benefit. Find out more about Industrial Injuries Disablement Benefit on the Jobcentre Plus website.

Changes for pensions

Find out about the Government's pension reforms on the Department for Work and Pensions website.